OSS FUNCTIONAL APPLICATIONS EXPERIENCE    Check Processing       Paper, ACH and Imaging                                             Day 1 through Statements & Archive                         Remittance & Lockbox Processing        Paper, Image and EBP                                                 Retail & Wholesale    Retail EFT / Payments             Debit & Credit                                                                Gift, Stored Value & EBT     ATM, Teller & POS                                                        Web & E-commerce     Switching & Authorization                                         Settlement and Reconciliation     Capture and Balancing                                               Check Auth & Guarantee      POS and Online Transactions             Mobile and Online Shopping                                     Personal, Commercial and Mortgage loans     CRM & Loyalty Programs                                           Prepaid Pharmacy & DUR     Healthclaims Adjudication                                         Downloads / Micropayments     Customer Loyalty & Incentives    Imaging & Workflow       Item and Page Imaging                                                Forms Processing & Data Capture     Document management                                             Security, Retention, Compliance     Hierarchical archive and retrieval                             full-text, index & boolean search     Case Management                                                        Remote Keying / Data Completion     Production, Adhoc and Collaborative Workflows